What Exactly Is Credit Counseling?

Many people have heard the term “credit counseling” but they don’t know much about what it actually is. People often don’t really know exactly what to expect with credit counseling and they may have some anxiety at the thought of doing it. So what exactly is credit counseling?

At CCOA, a credit counseling session includes talking with a compassionate financial expert with an average of over 20 years helping people financially navigate life events, such as dealing with debt from medical bills, college, a divorce or death of a spouse. The appointment is free, as it is paid for by grants and other funding.

Not everyone is dealing with debt — some just want a budget and solid advice from a financial professional and an Action Plan. The one-hour session is free and confidential and can be done in person (Bentonville, Fayetteville and Fort Smith) as well as by phone or online.

Your session is confidential. What you discuss with your financial counselor stays between you and your counselor.

Your financial professional is compassionate. You will be treated in a respectful and caring manner, as your counselor offers various potential financial solutions and strategies for your consideration. To make an appointment for expert help in reaching your financial goals, go to https://www.ccoacares.com/request-appointment/ or call 479-521-8877.