How Much Car Can I Afford (part two)?
Buying a vehicle can be a very expensive experience. It is often the second or third most expensive purchase someone will make, behind a home purchase and possibly a college education. The purchase of a vehicle is a top priority for most …
Debt Management for 2022
It’s not too late to create some debt management strategies for 2022. Did you know that one-third of Americans have debt in collections and half of Americans say the amount of debt they have causes them stress? Create a simple game plan …
What Is Credit Counseling?
People don’t often really know exactly what to expect with credit counseling and they may have some anxiety at the thought of doing it. But what is credit counseling? At CCOA, a credit counseling session includes a caring financial professional with an …
¿Qué es un Consejero de Crédito al Consumidor Certificado?
El título de “consejero de crédito” se ha utilizado durante décadas. Tal vez hayas oído hablar de él, pero puedes preguntarte qué es realmente. Algunos asesores de crédito no están certificados, mientras que otros sí. Los asesores financieros de CCOA están certificados …
How Can I Quickly Improve My Credit?
A good credit score can make the difference between qualifying for a loan or credit card or not. It can also mean the difference between getting a low interest rate, or a high one. A common question we hear is, “How can …
What Exactly Is A Certified Consumer Credit Counselor?
You’ve probably heard the term “credit counselor” but you may wonder what that is exactly. Some are not certified, while others are. There are several certification agencies, but CCOA’s financial counselors go through the National Foundation for Credit Counseling (NFCC) certification program. The NFCC was established in …