How can CCOA help me become debt free?
Español “Since enrolling in [the Debt Management Program], my credit and debt situation have dramatically improved. I am also more smart about how I spend money and have been able to put a little money into savings each month!” — CCOA Client …
Is Now A Good Time To Refinance?
Español With incredibly low interest rates, many people are asking if now is a good time to refinance their mortgage. Bridget Jeffries, CCOA’s Director of Counseling, offers the following advice to those looking to refinance. With the cut to interest rates, it …
Tracking Income & Benefits
Alden Napier of CCOA walks us through the basics of tracking income and benefits. What you’ll learn: How income is defined Ways to track your regular and irregular income Information about garnishment and legal protections Tools to help guide how you get …
Dealing with Debt
Joel Doelger of CCOA walks us through the process of addressing debt. What you’ll learn: How debt is defined How to identify troublesome debt What tools and resources to use and to avoid when debt issues arise Resource Links ConsumerFinance.gov tools for …
Paying Bills and Other Expenses
Tammy Roper of Arvest Bank helps us use some practical tools manage spending. In this class you’ll learn: How spending is defined How to prioritize wants and needs How to use a spending tracker and look for ways to save money How …
Getting Through the Month
Alex Sanchez of Arvest Bank helps us get through the month with a flexible spending plan. In this class you’ll learn: How to use a cash flow budget Ways to get ahead of money problems Strategies to improve your cash flow Resource …