Local Resources for Households and Small Business Owners
Español Our counselors have been asked by families, individuals and small business owners about resources related to needs outside of personal finance. Clients experiencing food insecurity, small business owners working to care for their employees, and seniors being targeted by scams have …
How can CCOA help me become debt free?
Español “Since enrolling in [the Debt Management Program], my credit and debt situation have dramatically improved. I am also more smart about how I spend money and have been able to put a little money into savings each month!” — CCOA Client …
Is Now A Good Time To Refinance?
Español With incredibly low interest rates, many people are asking if now is a good time to refinance their mortgage. Bridget Jeffries, CCOA’s Director of Counseling, offers the following advice to those looking to refinance. With the cut to interest rates, it …
Tracking Income & Benefits
Alden Napier of CCOA walks us through the basics of tracking income and benefits. What you’ll learn: How income is defined Ways to track your regular and irregular income Information about garnishment and legal protections Tools to help guide how you get …
Dealing with Debt
Joel Doelger of CCOA walks us through the process of addressing debt. What you’ll learn: How debt is defined How to identify troublesome debt What tools and resources to use and to avoid when debt issues arise Resource Links ConsumerFinance.gov tools for …
Paying Bills and Other Expenses
Tammy Roper of Arvest Bank helps us use some practical tools manage spending. In this class you’ll learn: How spending is defined How to prioritize wants and needs How to use a spending tracker and look for ways to save money How …