Starting The New Year With A Financial Focus
The new year is just around the corner. We are seeing a lot of people who are financially struggling or financially stretched. Costs remain high on so many things. Inflation has far surpassed pay raises and job bonuses. In fact, 56% of …
Credit Counseling of Arkansas (CCOA) Serves Oklahoma, Too
Credit Counseling of Arkansas (CCOA) may have “Arkansas” in its name, but CCOA offers financial counseling for not only Arkansans, but Oklahomans, too (as well as other states). Some Oklahomans go to our Fort Smith, Arkansas office for an in-person appointment, while …
Dealing With Skyrocketing Credit Card Interest Rates
At the end of last year, the average household credit card debt was almost $10,000. Additionally, Forbes says the current average credit card interest rate is 24.59%. That is the average rate, not the default rate. That’s outrageous! For anyone carrying credit …
CCOA welcomes new Executive Director, Keith Hicks
The CCOA team welcomes Keith Hicks as our new Executive Director! He started this morning and brings a variety of education, skills and experience to our non-profit organization. CCOA’s Search Committee was especially impressed with Hicks’ leadership, managerial, analytical, and communicative skills …
How much home can I afford?
“How much home can I afford?” is the big question homebuyers should ask themselves at the very beginning of the home buying process. As we often warn potential homeowners, buying a home and staying in that home are two very different things. …
Buying A Home
Now that you’ve decided to purchase a home, it’s time to familiarize yourself with the buying process! Everyone’s journey to homeownership is different, but they are some common things that every homebuyer should prepare for before they jump in. The caring financial …
Dealing with Debt
Joel Doelger of CCOA walks us through the process of addressing debt. What you’ll learn: How debt is defined How to identify troublesome debt What tools and resources to use and to avoid when debt issues arise Resource Links ConsumerFinance.gov tools for …
4 Financial Tips when Between Jobs
Facing the unknowns during a job loss can be terrifying One of the primary reasons our friends and neighbors reach out to CCOA is to work through the life events that come their way. A job loss, a divorce, a parent moving …
Latest Posts
