Category: Financial Tips

3 Formas Habituales de Despilfarrar Dinero People can be very careful with their money, but there are a few very common ways that people easily waste it. Here are three of the most common: 1. Not having a budget. One of the …

Benjamin Franklin said, “Beware of little expenses. A small leak will sink a great ship.” That’s still very relevant today. How much do you spend on lunches, dinners out, and entertainment?  The average person tends to focus on big, expensive purchases and …

Creating goals is essential for us to achieve financial success. Merely drifting along without any intentional focus won’t get us as far.  What goals have you created for your money, credit or debt this year? A goal without a plan is just …

“How can I improve my credit score?” is something that we hear very often. We could write pages and pages of information on this topic. But these are perhaps the two best things you can do to improve your score: #1 Pay …

According to WalletHub, around 40% of the major retailers offering 0% financing use a potentially dangerous feature called deferred interest, which has the potential to make holiday purchases up to 27.5 times more expensive than expected.  Let’s say you buy a $2,000 …

The U.S. economy is in the worst shape in 40 years and financial experts expect it to worsen in the coming months. Do you have a plan to help you financially navigate 2023? A few helpful tips: 1. Record your goals. People …

Some experts say that we are already in a recession, while others say we are just months away from one. Regardless, holiday spending will still continue. How can you enjoy the holidays, but avoid overspending, especially during an unstable economy? 1. Always …

Why is it that Christmas always falls on December 25, but it often just seems to catch us off-guard with our holiday planning, saving and budgeting? It might only be September, but now is a good time to start looking at your …

Credit card debt is once again on the rise. In fact, it’s greatly increasing, perhaps largely due to the sharp increase in inflation which has been greatly hurting family budgets.  Using a credit card is fine, of course. However, accumulating debt and …

Taking on more and more debt, while still paying on-time monthly payments, is not a healthy situation. It’s actually referred to as a “Debt Spiral.” Sometimes people add to their credit card debt because of an emergency which they don’t have the …