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The new year is just around the corner. We are seeing a lot of people who are financially struggling or financially stretched. Costs remain high on so many things. Inflation has far surpassed pay raises and job bonuses. In fact, 56% of …

The new year is a great time to review your overall personal finances: See how much you have in savings, investments, debt, expenses, etc., and review, update or create your personal budget. Create some financial goals for the year. Goals can be …

“Six months – No payments! No interest!” sounds great to buy something on credit. But what is the “fine print” of offers like that? WalletHub states that 61% of people are unaware of how deferred interest works. How does it work? Let’s …

Many people have heard the term “credit counseling” but they don’t know much about what it actually is. People often don’t really know exactly what to expect with credit counseling and they may have some anxiety at the thought of doing it. …

People are sometimes reluctant to do credit counseling because they aren’t sure what the experience will be like. However, the reality is that talking with one of CCOA’s compassionate, non-judgmental financial counselors typically removes a lot of stress for someone.  Here is …