3 Formas Habituales de Despilfarrar Dinero
People can be very careful with their money, but there are a few very common ways that people easily waste it. Here are three of the most common:
1. Not having a budget. One of the simplest and best ways to manage your money is by having a budget and sticking to it, yet the majority of adults do not have one. In fact, 56 percent of Americans don’t.
2. Going out to eat too often. Who doesn’t enjoy going out to eat?! It’s quite common in our society and perfectly fine to do – unless we spend too much dining out every month. This may be the biggest overspending category for the average person.
3. Not canceling streaming subscriptions to music or TV services that are rarely, if ever, used. As movie/TV/music streaming service provider options continue to grow, this is actually very easy to do, but simply reviewing your monthly statements will help you to identify if there are any unused or rarely used services that you subscribe to.
Take a look at these and any role they may play in your life. A few minor adjustments could easily save you hundreds of dollars each year; perhaps more. The money you save can provide greater financial stability for you and your family.
CCOA has helped thousands of people examine their spending and can help you, too. For more strategies and a free budgeting/financial counseling appointment with a caring financial professional, contact CCOA at 479-521-8877 or schedule an appointment online. Appointments are available in person, by phone or online.
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