Budget Counseling

Budgeting is the most important part of a healthy financial life. You may be a recent graduate ready to start your first job, moving to a new area, getting ready to buy a house, facing unplanned medical bills, getting ready to buy your first home, or just need someone to help you take a look at your finances. No matter where you are in life, we can assist you with this. During your session, you and your certified counselor will create a budget, talk about your financial goals, and make a plan of action to reach those goals.

Your counselor can give you recommendations on various topics, including:

•How to raise household income
•How to set spending priorities on monthly expenses
•How to manage and eliminate your debt
•The impact of financial options on your credit standings
•How to make use of community resources to lower monthly expenses
•How to deal with aggressive creditor tactics

Appointments are approximately one hour and are offered in-person, over the phone and online. Our session are available in English, Spanish, and can be arranged to be available in Marshallese.